All Portfolios
Below are the five categories of model portfolios. Each portfolio exhibits different risk and return characteristics. You can also determine which portfolio is best for you by clicking on the "Find Portfolio" tab above. Click here for PDF
Conservative Portfolio
Canada Focus
If you’re not comfortable with a lot of swings ‘up and down’ in the value of your investments, the Conservative Canada Focus model portfolio may be right for you. Conservative investors tend to want the value of their assets to grow over time, but are generally more interested in retaining their principal investment than they are in growing it. The model portfolio is intended to provide income with a strong focus on capital preservation. The diversified portfolio allocates 75% to fixed income investments and 25% to equity securities. While the focus of the model portfolio is on Canadian exposure, the equity component does have a small weighting in larger capitalization U.S. and international holdings.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX Universe Bond Index Fund
| 50% | 0.30 | ||||||||
|
iShares DEX Real Return Bond Index Fund
| 10% | 0.35 | ||||||||
|
iShares DEX Short Term Bond Index Fund
| 15% | 0.25 | ||||||||
Equity |
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|---|---|---|---|---|---|---|---|---|---|---|
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iShares MSCI EAFE Index Fund (CAD Hedged)
| 5% | 0.50 | ||||||||
|
iShares S&P/TSX 60 Index Fund
| 15% | 0.17 | ||||||||
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 5% | 0.24 | ||||||||
| Weighted Average Managment Fee: | 0.29% | ||
Global Solution
If you’re not comfortable with volatility in the value of your investments, the Conservative Global Solution model portfolio may be right for you. Conservative investors tend to want their assets to grow over time, but are generally more interested in protecting their principal investment than they are in growing it. The model portfolio is intended to provide opportunities to generate income while focusing on capital preservation. The diversified portfolio allocates 75% to fixed income securities and 25% to equity securities. The portfolio has a global focus and thus invests a portion of the fixed income component in U.S. investment grade corporate bonds. The equity component is diversified across Canadian, U.S. and international equities with a focus toward larger capitalization global equities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX Universe Bond Index Fund
| 35% | 0.30 | ||||||||
|
iShares U.S. IG Corporate Bond Index Fund (CAD-Hedged)
| 15% | 0.30 | ||||||||
|
iShares DEX Real Return Bond Index Fund
| 10% | 0.35 | ||||||||
|
iShares DEX Short Term Bond Index Fund
| 15% | 0.25 | ||||||||
Equity |
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|---|---|---|---|---|---|---|---|---|---|---|
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iShares MSCI EAFE Index Fund (CAD Hedged)
| 10% | 0.50 | ||||||||
|
iShares S&P/TSX 60 Index Fund
| 5% | 0.17 | ||||||||
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 10% | 0.24 | ||||||||
| Weighted Average Managment Fee: | 0.31% | ||
Income Portfolio
Canada Focus
If you’re most interested in investing to generate a steady stream of income – perhaps during retirement – this model portfolio may be right for you. The Income Canada Focus model portfolio is intended to provide stable income with the potential for modest long-term capital appreciation, and is generally suitable for investors with a low to moderate risk tolerance. The model is allocated primarily to a diversified portfolio of income-bearing securities. The model aims to reduce volatility by maintaining an equal mix of both equity and fixed income securities. The portfolio is focused mainly on Canadian securities but also has a small weighting in U.S. securities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX All Corporate Bond Index Fund
| 10% | 0.40 | ||||||||
|
iShares DEX All Government Bond Index Fund
| 10% | 0.35 | ||||||||
|
iShares DEX HYBrid Bond Index Fund
| 10% | 0.45 | ||||||||
|
iShares U.S. High Yield Bond Index Fund (CAD-Hedged)
| 10% | 0.60 | ||||||||
|
iShares DEX Long Term Bond Index Fund
| 10% | 0.35 | ||||||||
Equity |
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|---|---|---|---|---|---|---|---|---|---|---|
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iShares Dow Jones Canada Select Dividend Index Fund
| 10% | 0.50 | ||||||||
|
iShares S&P/TSX 60 Index Fund
| 15% | 0.17 | ||||||||
|
iShares S&P/TSX North American Preferred Stock Index Fund (CAD-Hedged)
| 10% | 0.45 | ||||||||
|
iShares S&P/TSX Capped REIT Index Fund
| 15% | 0.55 | ||||||||
| Weighted Average Managment Fee: | 0.42% | ||
Balanced Portfolio
Canada Focus
If you’re looking for a way to combine caution with optimism, the Balanced Canada Focus model portfolio may be right for you. The Balanced Canada Focus model portfolio includes a 40% allocation to fixed income investments – like bonds, which are typically less volatile but which have historically offered lower returns, and a 60% allocation to equities – which are typically more volatile, but which have historically offered higher returns. As such, the model portfolio provides a combination of modest income and long-term capital growth and is generally suitable for investors with moderate risk tolerance. While the focus of the model portfolio is on Canadian exposure, the equity component is diversified across Canadian, U.S. and international equities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX Universe Bond Index Fund
| 25% | 0.30 | ||||||||
|
iShares DEX Real Return Bond Index Fund
| 5% | 0.35 | ||||||||
|
iShares DEX Short Term Bond Index Fund
| 10% | 0.25 | ||||||||
Equity |
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|---|---|---|---|---|---|---|---|---|---|---|
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iShares S&P/TSX Capped Composite Index Fund
| 30% | 0.25 | ||||||||
|
iShares MSCI EAFE Index Fund (CAD Hedged)
| 15% | 0.50 | ||||||||
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 15% | 0.24 | ||||||||
| Weighted Average Managment Fee: | 0.30% | ||
Global Solution
If you’re looking for a way to combine caution with optimism, the Balanced Global Solution model portfolio may be right for you. The model portfolio includes a 40% allocation to fixed income investments – like bonds, which are typically less volatile but which have historically offered lower returns, and a 60% allocation to equities – which are typically more volatile, but which have historically offered higher returns. This diversified portfolio provides a balance between modest income and long-term capital growth and is generally suitable for investors with moderate risk tolerance. The portfolio has a global focus and thus invests a portion of the fixed income component in U.S. investment grade corporate bonds. The equity portion is diversified across Canadian, U.S. and international equities with a focus toward larger capitalization global equities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX Universe Bond Index Fund
| 15% | 0.30 | ||||||||
|
iShares U.S. IG Corporate Bond Index Fund (CAD-Hedged)
| 10% | 0.30 | ||||||||
|
iShares DEX Real Return Bond Index Fund
| 5% | 0.35 | ||||||||
|
iShares DEX Short Term Bond Index Fund
| 10% | 0.25 | ||||||||
Equity |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|
iShares S&P/TSX Capped Composite Index Fund
| 10% | 0.25 | ||||||||
|
iShares MSCI EAFE Index Fund (CAD Hedged)
| 25% | 0.50 | ||||||||
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 25% | 0.24 | ||||||||
| Weighted Average Managment Fee: | 0.33% | ||
Growth Portfolio
Canada Focus
If you’re investing primarily to see your assets grow over the long-term and you have a high tolerance for portfolio volatility, the Growth Canada Focus model portfolio could be right for you. Growth investors are generally less concerned with security and more concerned with long-term capital appreciation. The model allocates 80% of the portfolio to a diversified basket of equity securities which is intended to provide long-term capital growth. The portfolio allocates the remaining 20% to fixed income securities which should provide the potential to earn some income and preserve capital. The equity component is diversified across Canadian, U.S, international and emerging markets holdings, with a bias toward Canadian equities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX Universe Bond Index Fund
| 12.5% | 0.30 | ||||||||
|
iShares DEX Real Return Bond Index Fund
| 2.5% | 0.35 | ||||||||
|
iShares DEX Short Term Bond Index Fund
| 5% | 0.25 | ||||||||
Equity |
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|---|---|---|---|---|---|---|---|---|---|---|
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iShares MSCI Emerging Markets Index Fund
| 10% | 0.82 | ||||||||
|
iShares S&P/TSX Capped Composite Index Fund
| 35% | 0.25 | ||||||||
|
iShares MSCI EAFE Index Fund (CAD Hedged)
| 15% | 0.50 | ||||||||
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 20% | 0.24 | ||||||||
| Weighted Average Managment Fee: | 0.35% | ||
Global Solution
If you’re investing primarily to see your assets grow over the long-term and you have a high tolerance for portfolio volatility, the Growth Global Solution model portfolio could be right for you. Growth investors tend to be comfortable with more ‘ups and downs’ in the value of their assets if it means the potential for higher returns and capital appreciation in the long-term. This model portfolio seeks to provide long-term capital growth by allocating 80% of the portfolio to a diversified basket of equity securities. The portfolio allocates the remaining 20% to fixed income securities which is intended to provide for some income earning potential and capital preservation. The portfolio has a global focus and thus a portion of the fixed income assets are allocated to U.S. investment grade corporate bonds. The equity portion is diversified across Canadian, U.S., international and emerging markets holdings with a bias toward global equities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares DEX Universe Bond Index Fund
| 12.5% | 0.30 | ||||||||
|
iShares U.S. IG Corporate Bond Index Fund (CAD-Hedged)
| 5% | 0.30 | ||||||||
|
iShares DEX Real Return Bond Index Fund
| 2.5% | 0.35 | ||||||||
Equity |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|
iShares MSCI Emerging Markets Index Fund
| 10% | 0.82 | ||||||||
|
iShares S&P/TSX Capped Composite Index Fund
| 10% | 0.25 | ||||||||
|
iShares MSCI EAFE Index Fund (CAD Hedged)
| 30% | 0.50 | ||||||||
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 30% | 0.24 | ||||||||
| Weighted Average Managment Fee: | 0.39% | ||
Aggressive Portfolio
Global Solution
If you’re investing primarily to see your assets grow over the long-term and you tend to have a very high tolerance for portfolio volatility and potential loss of capital, the Aggressive Global Solution model portfolio may be right for you. As an aggressive investor, you’re less concerned with security and more concerned with long-term capital appreciation. The model portfolio seeks to provide long-term capital growth by allocating assets primarily to a diversified basket of equity securities, the majority of which are U.S., international and emerging markets holdings. The portfolio also invests in certain small capitalization equities.
Learn more »Volatility
Asset Allocation
Fixed Income | Management Fee % |
|---|
|
iShares MSCI Emerging Markets Index Fund
| 15% | 0.82 | |
|
iShares S&P/TSX Capped Composite Index Fund
| 10% | 0.25 | |
|
iShares MSCI EAFE Index Fund (CAD Hedged)
| 35% | 0.50 | |
|
iShares S&P 500 Index Fund (CAD-Hedged)
| 30% | 0.24 | |
|
iShares Russell 2000 Index Fund (CAD-Hedged)
| 10% | 0.35 |
| Weighted Average Managment Fee: | 0.43% | ||
